15414 S 19th Way, Phoenix, AZ 85048 | MLS #6852300 - Assume a low 4.09% rate - UME Realty Group
Cody Ramirez

Cody Ramirez

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$899,000

($372,342 down)
VA

15414 S 19th Way, Phoenix, AZ 85048

4
4
3,934 sqft
PITI Monthly
$3,750.06 /mo

Listing courtesy of: Erik Kelly, eXp Realty

Assumed Rate

4.09%
7.15%

Principal & Interest

$2,974 /mo
$4,161 /mo

What's Special

LOCATION
SHOPPING
DINING
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
BALCONY
MOUNTAIN VIEWS
COZY

Sophisticated Living Meets Natural Beauty in Cabrillo Canyon! Experience refined desert living in this executive residence nestled on an expansive hillside lot! Designed for comfortable living, family connection, and effortless entertaining, this 4-bedroom, 4-bath home features an ideal setup for multi-generational living or luxurious guest accommodations. You'll be welcomed home with soaring 25-foot ceilings in the grand great room, a dramatic stone fireplace in the family room, and elegant architectural details throughout. The chef's kitchen is a true chef's delight with granite countertops, premium stainless steel appliances, sleek custom cabinetry & a generous island for gathering. Step outside to a resort-style backyard retreat—complete with a heated and cooled tiered pool built-in BBQ, misting system, and expansive patio space designed for unforgettable moments and elegant entertaining under the desert sky. The upstairs primary suite is a sanctuary of its own, offering breathtaking South Mountain views, a cozy fireplace, private balcony with spiral staircase to the pool, and an individual mini-split system for personalized comfort. The flexible first-floor space is perfect for an office, playroom, or home gym. And the highly desirable location is close to top-rated schools, hiking trails, and premier shopping and dining seamlessly blending luxury, lifestyle, and location.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.09
Remaining Loan Term
22 years, 7 months
Monthly PITI
$3,750.06/mo
Estimated Loan Balance
$650,764
Cash to close
$372,342
Interest Paid
$173,996

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit, 2 Fireplace
  • Flooring: Stone, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Stucco, Wood Frame, Painted, Block
  • Roof: Tile
Condition
  • Year Built: 1989
Details
  • Builder: UDC

Community & HOA

Community
  • Subdivision: CABRILLO CANYON AT THE FOOTHILLS 2
  • Features: Golf
HOA
  • Has HOA: Yes
  • HOA Name: Foothills Community
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $228.52
  • Tax Annual Amount: $6718
  • On Market Date: 2025-04-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $372,342 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $372,342!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.09% Sellers Rate
$526,658
Your Cash$372,342
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 4.09%
$2,974/mo
Traditional @ 7.15%
$4,317/mo
You save $1,343/month ($16,115/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6852300

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-07T18:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.09%
7.15%

Principal & Interest

$2,974 /mo
$4,161 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $372,342 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $372,342!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.09% Sellers Rate
$526,658
Your Cash$372,342
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 4.09%
$2,974/mo
Traditional @ 7.15%
$4,317/mo
You save $1,343/month ($16,115/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Cody RamirezUME Realty Group(480) 599-1734cody@umerealtygroup.comMLS SA690269000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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